Finance

How to Choose Music Equipment Insurance?

How to Choose Music Equipment Insurance

As a music student or someone who has reached an advance level of the lessons, you ought to have an instrument on you. An instrument always helps practice and ensures you learn better. However, it is the buying that makes up for the most difficult phase in your life. Whether you are online or offline, you need to know how to make the purchase to ensure you don’t end up with a faulty instrument.

Here are a few tips that should help you gather your confidence and march up to the store to invest in a music equipment.

  • Start with the markup price. The MRP is your price to start negotiation. Often shops claim that the price of the instrument is final, however it is always a good idea to try your luck, and wheel the deal in your favor. You should ideally make an offer that would save you at least 15% of the quoted amount, so that you can walk out of the place joyfully
  • The shop would hold some old instruments and equipment. Don’t look past them. There are second hand instruments that work perfectly, and are in good condition. You will end up saving on the price without compromising on the quality of the instrument. That ought to be a good deal. By venturing into second hand, you can easily save up to 30% of the amount you would otherwise invest.
  • It is always a good idea to invest in an insurance when you are buying an instrument. The music equipment insurance will give you peace of mind, and will make sure you are not dealing with any extra expenses out of your pockets. In fact, if you are buying online, then the insurance will safeguard you from the shipping damages. If the courier is unable to send you the instrument in a single piece, the insurance will help you out of the problem
  • If you are buying online, photos are the only way you find out anything about the instrument. Make sure you ask them to send as many photos as possible. Don’t settle for the single photo that the owners send. Ask them to send the shots from various angles to check for damages. You can also ask the owners to disassemble the parts of the vintage guitar and check for internal damages. The idea is to ensure you have the right instrument in your hand. Ask them to send the pictures with the date stamps.
  • You should buy an instrument that matches your style. If you have been learning music for a while now, then you know what is your style, and can attribute it to a single instrument. Don’t invest in something that you need to learn from the scratch
  • Ask the music instrument stores to send you a detailed description of the instrument you are purchasing. Make sure they invest both time and money into creating a description that tells you enough about the instrument, and helps you confirm the purchase.

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